Why it's Important to Pre-Qualify

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It is valuable to visit with a mortgage loan pro first, even before you've determined the sort of house to look for. What for? Perhaps it's hard to understand the way we can help even before you begin to talk about prices and negotiations.

We Will Help You Pre-Qualify

When we pre-qualify you, we help you decide the amount in mortgage payments you can afford, and the loan amount you will qualify for. We do this by reviewing your income and debts, your employment and housing situations, the available funds for a down payment, required reserves, and other considerations. It's short and to the point; We take pride in keeping the paperwork to a minimum.

When you are determined to be eligible, we will prove our confidence in your potential to qualify for a mortgage loan by awarding you a Pre-Qualification Letter (also known as a "pre-qual").

Pre-Qual Power

After you locate a house that catches your eye, and you decide to put together an offer, being pre-qualified for a loan will do several things. First of all, you have some general numbers in mind, as the amount you will be able to borrow. More important to the home seller, your being pre-qualified is like your having entered their front door with a suitcase full of money to make the deal! They won't need to wonder if that they have been wasting their time if you don't be able to qualify for a high enough mortgage loan. The seller of the home won't worry if he can count on you to qualify for your loan.Your qualifying for your needed mortgage loan amount will not be something for them to lose sleep over. You'll have the influence of a buyer ready to make the purchase on the spot!

We help with your pre-qualification

Our mortgage professionals can help you find out how much of a loan you can qualify for and the monthly mortgage payment amount you are able to afford by getting you pre-qualified. The process leads you through your current financial situation - your debt, income, career, cash available for down payment, among other things. We as for a minimum amount of paperwork, and avoid a lengthy process.

Face to Face

It is important for you to sit down and talk with us, even though you are free to also try the helpful mortgage loan calculators on this site. That way, we will help you get your pre-qualification letter. Next, we can review your loan choices to make sure you have found the right one. Let us help you get started: Contact us at 314-835-1195.

Have questions about pre-qualifying? Call us at 314-835-1195. It's our job to answer pre-qualification questions, so we're happy to help!