When to Talk to a Mortgage Pro About Pre-Qualifying

	Shopping for a mortgage loan? We'll be glad to talk about our mortgage offerings! Call us at 314-835-1195. Ready to get started? Apply Here.

It can be important to see a mortgage professional early, even if you haven't decided what sort of home to look for. What for? What can we do for you before you have made your offer, and do not know yet the amount you want to borrow?

Pre-Qualify

When we pre-qualify you, we help you find out the amount in mortgage payments you can afford, and how much we of a loan you can qualify for. During this process, we determine your capacity to borrow - analyzing your job, money available for down payment, debt, income, and other areas. It's short and to the point; We take pride in keeping the paperwork to a minimum.

We award you a Pre-Qualification Letter if you qualify, which documents that we are confident you'll qualify for a predetermined amount of mortgage dollars.

Power in the Pre-Qual

After you locate the house that is ideal for you, and you want to make an offer, being pre-qualified for a mortgage will do several things. The first is that you'll know what you can afford when putting together your offer. Even more important to the seller, your pre-qualification gives them confidence - as if you'd come into their house with a big box of cash to back up the offer! They won't have to wonder if they are wasting their time if you do not be able to qualify for a big enough mortgage loan. The seller won't be concerned that he won't be able to trust you to qualify for your loan.Your qualifying for your needed mortgage loan amount will not be something for them to worry about. They have a virtual guarantee to trust your ability to back up your offer.

We will help you pre-qualify

We will help you see how much of a mortgage loan you can afford, and the amount of money you may be able to borrow, by walking you through the pre-qualification process. We achieve this by analyzing your debts and income, your work and housing circumstances, your available funds for a down payment, required reserves, and some other things. It's quick and to the point; and we keep the paperwork light.

One-on-One

While you are encouraged to try our tools to calculate mortgage variables on this site, it's a good idea to sit down and talk with one of our mortgage professional team members. We can work toward your pre-qualification letter. Next, we can consider your mortgage program choices and be sure you are in the best one. Let us get you started: Call us at 314-835-1195.

Have questions about pre-qualifying? Call us at 314-835-1195. It's our job to answer pre-qualification questions, so we're happy to help!