Pre-qualifying for a home loan with AMS is fast, easy, and best of all it's FREE! Whether you are purchasing a home, or wanting to refinance your current home; if you are interested in seeing what type of loan you can qualify for, you are in the right place. We just need some brief information, and we can let you know what interest rate you have earned, and how much money you can borrow.

A pre-qualification is especially important when you are buying a home. It allows you to know how much home you can afford, and is a wonderful source of negotiating power. A person selling a house will take you much more seriously when they know that you have already qualified for financing.

Submitting the form below does not obligate you to do a mortgage loan. It is strictly a free service to show you how much you could save on your current mortgage, or how much you can borrow to buy a home. Complete only as much information as you feel comfortable with. However, we need the information with asterisks in order to give you the most accurate pre-qualification. If you are short on time, just go to our Contact AMS page, and email us your name and phone number. Either way, a representative from AMS will contact you within 1 business day to answer any questions you might have and to let you know what type of mortgage loan you qualify for. (Please pardon our progress, this page on our site is not yet encrypted. If you do not feel comfortable providing your social security number over our network, just enter 000-00-0000. We sincerely apologize for the inconvenience.)

If you are trying to get pre-approved to purchase a home, this page is setup to give you a pre-qualification letter. Just fill out all of the information below and choose the Purchase option. Once you have submitted your information a pre-approval letter will appear on your screen. Just print it out and give it to your realtor to use while you look at houses. If your looking to see how you could benefit from refinancing your home, select the Refinance option. A note will appear on your page letting you know you have successfully submitted your pre-qualification request. You will hear results from AMS within 1 business day.