Most people looking for a home loan call around and ask several companies for the interest rate on the type of mortgage they want. More savvy borrowers not only ask for the rate, but they ask if there are points being charged. Even more thorough, almost professional borrowers will ask for the rate, the points, and the “other” closing costs. But did you know that all three of these people are doing themselves a disservice?

When you look at homes to buy do you call around and ask the size, price and location of the home and make your decision? No, of course not. So why should you do that for the financing? At Alternative Mortgage Solutions we know how important finding the right home loan is. So we don’t tell you the rate and program you need. We listen to what you want, analyze what you can afford, and present you different loan options that will get you where you want to be.

So if our rates are so great why don’t we have them posted? There are a couple reasons. The first reason being that basically every mortgage broker has access to the same mortgage loan programs, interest rates and lenders. That means that basically any rate you hear advertised, we can offer it. The second reason is that there are so many factors that go in to determining your actual interest rate and program, it’s not fair to you to offer “teaser” rates on our rate sheet.

If there’s a rate you have heard advertised, or you just think you want, fill out the brief form below. We’ll get in contact with you and let you know if that rate is possible, and if that rate is the best option for your situation. It’s that simple.