Did you know that if you want to take advantage of the equity in your home you don't have to get a high rate second mortgage? You can refinance your first mortgage and receive a much lower interest rate. There are countless reasons to refinance. Are you looking for a lower interest rate? Maybe you want to get a lower loan to value to get rid of PMI, or get cash out to do home improvements, money for college tuition, or maybe you want to consolidate all of your bills into one low monthly payment. All of these are excellent reasons to refinance your current mortgage. Many times AMS can do any of these things for you with no out of pocket cost. The following is a list of some of our most popular rograms. Please keep in mind that your credit and income play a major role in determining your qualification for the program you choose.

If you would like to see what type of loan you qualify for, click here!


100% Refinance
Cash Out
Debt Consolidation
NO PMI!
Finance your closing costs!

95% Refinance
Great for a rate term refinance.
Cash Out
Debt Consolidation
NO PMI!
Finance your closing costs!

90% Refinance

Great for a rate term refinance.
Cash Out
Debt Consolidation
Low PMI!
Finance your closing costs!

85% Refinance

Great for any situation!
Low PMI rates available.

80% Refinance

Great for any purpose.
Lower your rate.
Change your term.
Get cash out or consolidate debt!
NO PMI!



Alternative Mortgage Solutions, Inc
Phone: (314) 835-1195 or Toll Free: (888) 568-1444
Fax: (314) 835-9209 or (314) 821-5203